Definitions And Examples Of A Debenture Essay - 2287 Words

1.) Definitions and Examples. 1.1.) Annuity: â€Å"An annuity is the payment or receipt of equal cash flows per period for a specified amount of time† (Moyer, 2015). The term annuity refers to a financial contract that is written by an insurance company giving room for a series of guaranteed payments, it can either be for a specific period of time or even for the lifetime of one or more individuals. For example, regular deposits to a savings account, monthly insurance payments and pension payments, and monthly home mortgage payments. 1.2.) Debenture: â€Å"Issues not secured by specific assets are called debentures† (Moyer, 2015). A debenture is a term that refers to a type of debt instrument that is usually not secured by any physical assets or collateral. However, they are backed only by the general reputation and creditworthiness of the issuer. It is frequently issued by both corporations and governments to secure capital. 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What Is So Fascinating About Essay Topics and Answers?

What Is So Fascinating About Essay Topics and Answers? The Argument About Essay Topics and Answers The very first issue is the decrease quality of life because of the increasingly heavier burden on the current urban infrastructure. Attempting to use a single remedy to address a significant problem like productivity may not get the job done very well. Some developing countries invite large multinational organizations to open offices and factories as a way to aid their economy. There are plenty of countries that spend money on advertising and marketing because they've realized the value of making a new supply of revenue. The Ultimate Essay Topics and Answers Trick Be sure to spell out the way the answers to the questions would help to assess the conclusion. In addition to this, there are two model answers for every one of the forms of questions. On the flip side, technology takes away the physical facet of communication. Give certain reasons and examples to back up your answer . If you're writing an opinion essay, make sure you are able to determine either side of the matter. Before you commence writing, you need to make an outline. An outline will also help you organise your ideas and set them in the ideal order before you get started writing. Discuss each side of the argument and provide your own opinion. Creative Essay writing is currently recognized among the most useful activity for kids for their general personality development. Possessing relevant vocabulary for each topic will provide you a huge benefit. Seeing too many parts of advertisement is believed by many experts to be the reason behind excessive consumerism. You may also decide to only practice the independent job, if that's what you need to concentrate on. You should generate ideas during the test and produce examples from your own wisdom and experience. There aren't any grammatical errors. It is very important to understand the skills measured and the way the tasks are scored. Practice makes perfect in regards to IELTS Writing. It's possible to take my online IELTS Writing Practice Test anywhere on the planet and find a score, corrections, and feedback in only two days. Below are plenty of resources to help you get ready for the ielts reading test. To access the absolutely free IELTS download, simply click the hyperlink and a PDF is going to be downloaded. Several websites claim to offer you this calendar year's IELTS essay questions. You may be requested to compose an essay about technology, education, media, loved ones, or another subject. Some people believe that schools should select students based on their academic abilities, but others feel that it's much better to have students with unique abilities studying together. They think that teachers should be responsible for teaching students to judge what is right and wrong so that they can behave well. A more severe issue is that the high price of a university education will signify that lots of families are reluctant to have more than 1 child, exacerbating the falling birthrates in some specific nations. Life is tough to believe, ask any scientist. God is tough to believe, ask any belie ver. There are a lot of strong characters all trying to achieve the upper hand at each opportunity. Since there's no other side to cope with, you have more time to spell out the 1 topic you chose. There are a couple different means by which you might structure an essay like, but the simplest one could be the very best. Every test-taker dreams of becoming inside info on the latest test questions. The Foolproof Essay Topics and Answers Strategy The government has proposed a remedy to elevate the taxes to cut back the traffic jam. Some people believe it's much better to educate boys and girls in individual schools. A lot of people discover that it's challenging to be considering learning new things. Other people would rather travel alone. Write a response in which you discuss what questions would want to get answered so as to determine whether the recommendation will probably have the predicted outcome. So why don't you use that time for one more paragraph! Use certain reasons an d examples to back up your answer. Use certain reasons and examples to back up your opinion.

The Benefits of ObamaCare Are Greater Than the Costs Essay Example For Students

The Benefits of ObamaCare Are Greater Than the Costs Essay The Patient Protection and Affordable Care Act (PPACA) also known as Obama Care has been put into place to transfer the cost of healthcare from employers to the government. Employer provided insurance is common place in America. Nearly 60% of the American public utilizes insurance provided by their employer (U.S. Department of Health Human Services). Since the proposal of the PPACA it has been surrounded by much controversy concerning the constitutionality of the bill. During the industrial stages of the nation came the passage of strict labor laws, regulated minimum wage, and health coverage became a perk offered by employers to build a dependable workforce. Healthcare was readily available before the concept of globalization occurred and made it less realistic for an employer to keep supporting the overhead of health care rising prices while competing with other countries that do not provide healthcare or have to adhere to minimum wage guidelines. Companies in the US have been driven to cut spending in order to stay competitive with companies producing similar products in other nations. Global economy has had a huge impact on healthcare and the people it is available to. Companies have been gradually paying less and less towards their employee’s healthcare which in turn has made insurance too costly for the average employee to continue the same amount of healthcare coverage. While companies have been lessening their contribution to employee health benefits insurances have continually raised their prices. In the recent years between 2001 and 2007 the cost of health care premiums has escalated almost 80% (Health Care Marketplace Project, 2008). To understand the dispute surrounding the constitutionality of Obama Car. .9% during the same time period (Health Care Marketplace Project, 2008) Works Cited Health Care Marketplace Project . (2008, March 14). Employer Health Insurance Costs and Worker Compensation. In Kaiser Family Foundation. Retrieved June 28, 2008, from http://www.kff.org/insurance/snapshot/chcm030808oth.cfm Jost, T. (2009). Health Insurance Exchanges: Legal Issues. Journal of Law, Medicine Ethics, 3751-70. doi:10.1111/j.1748-720X. 2009.00420.x Stengel, R., Ford, A. (2011, July 4). One document, under siege. Time, 178(1), 30-45. Retrieved July 16, 2011, from Academic Search Premier. U.S. Department of Health Human Services. (n. d.). The Effect of Health Care Cost Growth on the U.S. Economy. In Assistant Secretary for Planning and Evaluation. Retrieved June 21, 2011, from http://aspe.hhs.gov/health/reports/08/healthcarecost/report.pdf

Organizational Behavior Role in the Organization Performance

Introduction Organizational behavior can be viewed as the way in which individuals, groups and the structure affect (and are affected) by the behavior within an organization. The organizational behavior plays a pivotal role in determining the performance of an organization. A clear understanding of the concept of organizational behavior can significantly affect the productivity of an organization.Advertising We will write a custom research paper sample on Organizational Behavior Role in the Organization Performance specifically for you for only $16.05 $11/page Learn More A good understanding of organizational behavior within an organization can significantly help in reducing problems like absenteeism, employee turnover hence improving productivity, and increasing employee job satisfaction. Robbins and Judge (2010) observed that motivation have a great impact in developing employees’ moods and emotions, which may determine their performance in vari ous areas within an organization. Discussion The ability to recognize one’s perspective or mental framework is itself a fundamental leadership dynamic. This understanding is very important in an organization as it helps in improving the overall productivity levels. As an employee, one of the major recounting issues I face in an organization is absenteeism. This problem is very prevalent in our organization, which has a large number of employees. As a result, the company has lost a significant amount of resources through absenteeism. This behavior has been prevalent in our organization, a situation that has resulted in much efficiency in the organization. There are several ways through which this problem can be overcome. One of the most effective ways is by integrating effective organizational behavior aspects in the organization’s operations. This can help in promoting positive behavior among the employees by increasing the overall performance. One of the main aspects of organizational behavior is the organizational culture. Organizational culture significantly determines the way employees conduct themselves in an organization. It is necessary to enhance an organizational culture that will help to maximize the productivity of employees while minimizing the total expenses. Organizational culture bonds employees together as one, a thing that facilitates realization of organizational goals. This close bond also motivates employees to work towards the realization of organization’s objectives and missions. In the process, the level of absenteeism will be minimized. Culture has a powerful influence on members of an organization.Advertising Looking for research paper on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More It can influence the behavior of individuals in an organizational environment in a number of ways. However, culture is an outcome of continued interactions among the peopl e and is shaped by the people’s behavior. In other words, culture reflects the behavior of a certain group of people. In every organization, change is very important in maintaining a top performing organization. As an employee, it is important to learn how to adapt to organizational change. Organizational change is an important factor in organizational behavior. It is important to facilitate the necessary changes in order to promote employee commitment in the work place. However, organizations may change in a manner that the new changes promote employee misconduct. In every organization, organizational change plays a significant role in determining the organization’s success both in the long term and short term. In the modern business world the level of competitiveness of an organization is determined by its ability to handle necessary changes in its operations. The process of change is not always easy as one would think. It involves adjustments in an organization, whi ch may affect day to day activities. As an employee, one is supposed to shape their behavior in such a way that they are in line with the organizational goals. Culture is of great importance in every organization, culture plays a major role in directing the conduct of employees. Employees will always tend to behave according to the cultural specifications within an organization. For instance, if there is a tendency for employees’ failure to report to the workplace, then this trend will develop and finally will be incorporated into organization’s culture. When the culture develops, even new employees will tend to adopt the culture through interaction with other employees. This implies that this culture may have long term impacts in an organization. Development of the culture of absenteeism will therefore have adverse impacts on an organization. One of the most surprising aspects of the organizational culture is that we can encounter similar organizations under the same environment and in some cases with similar technologies but with different organizational cultures. As already noted, organizational culture assists new employees in an organization to know the correct way in which to conduct their behavior.Advertising We will write a custom research paper sample on Organizational Behavior Role in the Organization Performance specifically for you for only $16.05 $11/page Learn More This significantly reduces inefficiencies that are associated with absorption of new employees. Therefore, creating and sustaining a culture in organizations is very important in promoting the success of various organizations. Organizations should pay a critical attention in creating as well as sustaining organizational culture. Motivation Another way through which this problem can be solved is through motivation. The rate of absenteeism can be reduced significantly if the organization can adopt the necessary motivation measures. Motivated em ployees will tend to report to the work place accordingly. There are several ways through which employees can be motivated. The choice of the motivation measures will be determined by the prevailing circumstances. Motivation can be defined as the set of reasons that affects one’s decisions to engage themselves in particular behaviors. When employees are motivated, they will become more committed to their respective duties because they believe that their hard work is recognized. They will be motivated to work harder in order to maximize the returns of an organization. When their efforts are recognized, employees will get a sense of identity with an organization. They will somehow have sense of ownership of an organization. Consequently, they will be committed to meet the organizational goals. In the long run, the organization’s profitability will increase from the increased employee productivity. One of the ways through which employees can be motivated is through compen sation. In every organization, workers play a pivotal role in promoting its well being. The more productive the workers, the better will be the performance of an organization. However, employees need motivation in order to maintain a high level of performance (Schermerhorn, Hunt and Osborn, 2008). One way through which this can be done is through compensation. Compensation is the reward to employees for the amount of work they have done in a specific time period. Through compensation, employees feel more attached to their organization and they will not be encouraged to skip their duties without necessary reasons. In the modern world, people’s view on employee compensation has significantly changed. In the olden days, people were more concerned about the wages with less attention given to the working conditions. This is despite of the significant impact the working environment can have on the overall performance of employees. No much attention was paid in an effort to motivate employees.Advertising Looking for research paper on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More In fact, employees were viewed like any other instrument in the organization that can easily be replaced. In other words, employees were not valued in those olden days. This may lead to increased tendency of absenteeism in an organization. With time, the situation has completely changed. Employees are more concerned about the working environment that has forced the employers to pay more attention on the measures that leads to employee motivation. These changes were triggered by increased cases of strikes; violence, labor disputes, work slow down and absenteeism. Consequently, this has forced employers and other concerned parties to put more emphasis on the issue of employee motivation. In order to be able to motivate their employees effectively, it is important for an organization to employ the appropriate management practices and behaviors. Management practices and behaviors is one of the most appropriate tools that can be used to increase the employee’s productivity and enh ancing employee morale and commitment, which helps in decreasing the rate of employee absenteeism. Despite of these advantages of employee motivation, the process is faced by a number of problems. These problems have significantly affected the success of employees’ motivation. For instance, in order for any organization to have a successful employee motivation process, it has to assign a substantial amount of money. It will cost an organization, for instance, to buy presents for the employees or to carry out any incentive in order to motivate employees to work harder. In most cases, it becomes very difficult to measure the returns that a certain employee-motivation practice will bring to an organization. For example, how much will an organization gain for every unit of resources allocated to employee motivation? This question brings about controversies in an organization’s efforts to motivate its employees. Employee motivation affects the productivity of employees in f our dimensions. That is, effort, persistence, direction and goals (Scribd, not dated: 4). Effort refers to the strengths of an employee in the work related behaviors. On the other hand, persistence refers to the determination that employee’s displays in applying effort to their work and duties. Direction refers to the quality of the worker’s behavior related into how they conduct themselves in carrying out their duties or tasks. Finally, goals refer to the ends through which the workers direct their efforts (Scribd, not dated: 5). All these aspects will help in shaping the conduct of the employees. Team work Team work is another necessary aspect within an organization. In every organization, the success of various activities is determined by the effectiveness of the teams, leadership and the norms guiding the conduct of employees and various stakeholders involved in various activities. The effectiveness of the teams will significantly determine the performance of an or ganization. The leaders also play a pivotal role in determining the success of certain activities in an organization. The more committed the leaders are, the higher are the chances of achieving the committee goals. As an employee, one is encouraged to conduct themselves appropriately in order to realize organizational goals. Norms are also important in a certain organization. This is because they have a significant impact on the people’s conduct. There are several advantages associated with working with a team in completing the assigned tasks. One advantage of working with teams is that people will be able to exchange ideas on various issues. This will significantly contribute to the success of the project. When people have a chance to exchange ideas, it becomes easy for them to perform their various duties (Miner, 2007). This motivates employees and reduces the chances of absenteeism in an organization. According to Pritchard (1994), people become more productive when workin g for a common goal collectively rather than working individually. Therefore, cooperation will facilitate the realization of the goals of the program efficiently. Meanwhile, employees will be more determined to meet organizational goals. This will discourage absenteeism within an organization since every employee will be determined to work to achieve the best for an organization. As a leader at this point, I have the responsibility of balancing the participation as well as provision of the necessary guidance. This will prevent any chance of decrease in efficiency as members desire to please one another. Some of the team expectations include commitment towards reduction of any differences, communicating constructively and optimist that the program will be successful. By integrating all these aspects within a team, every member will be committed towards meeting the objectives of a team. Since every member has his or her role to play in the team, they will be determined to achieve the best in their positions. Conclusion This discussion has clearly revealed the importance of various perspectives in promoting the productivity of employees by suppressing the cases of absenteeism in the work place. An organization can achieve optimal contributions by its employees by promoting effective organizational behavior. For instance, absenteeism can be discouraged through motivation where employees develop a sense of ownership. Team work is also important in improving the level of employee satisfaction. Through teamwork, an employee will have his or her part to play. Therefore, each will be determined to play their parts effectively and the chances of absenteeism are very low. It also discourages negligence. Reference List Miner, J. B. (2007). Organizational Behavior: From Theory to Practice. New York: M.E. Sharpe. Pritchard, P. (1994). Teamwork for Primary and Shared Care. U.S.A.: Oxford Medical Publication. Robbins, S. and Judge, T. (2010). Organizational Behavior. New York : Prentice Hall. Schermerhorn, J., Hunt, J., and Osborn, R. (2008). Organizational Behavior. New York: John Wiley Sons. Scribd (n.d.). Employee’s Motivation (Using Two Factor Theory of Hertzberg). Retrieved from https://scribd.com/doc/37289913/EMPLOYEES-MOTIVATION-USING-TWO-FACTOR-THEORY This research paper on Organizational Behavior Role in the Organization Performance was written and submitted by user Demetrius Huff to help you with your own studies. 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